The title, FINAL NOTICE! is the bright orange letters we get in the mail after the many previous warnings. This warning is it, one last chance before they come and take away whatever it is you have left. They’ve sent the first few letters of notice, payment due, and this is your final notice. Pay up now, one last chance before they knock on your door and kick it down and start confiscating whatever you got. Sometimes it seems like we’re at the Final Notice stage. Better realize who’s creating this havoc, how to recognize them, why are they doing it, and what to do about them.